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Rise Thoughts

Arbitration Agreement

Last updated: June 2026

Please read this carefully. This agreement requires you to resolve most disputes with Rise Thoughts through individual binding arbitration rather than in court, and waives your right to participate in class action lawsuits.

1. Agreement to Arbitrate

By accessing or using Rise Thoughts, you agree that any dispute, claim, or controversy arising out of or relating to your use of the platform, these terms, or any content, features, or services offered through Rise Thoughts shall be resolved exclusively through binding individual arbitration — not in court — except as specified below.

2. Scope of Arbitration

This Arbitration Agreement applies to all disputes between you and Rise Thoughts, including but not limited to: • Claims arising from your use of the platform or its content. • Claims related to payments, subscriptions, or donations. • Claims related to privacy, data handling, or account access. • Claims arising from any alleged violation of these terms or any applicable law. This agreement does NOT apply to: • Claims that qualify for small claims court in your jurisdiction. • Requests for emergency injunctive or other equitable relief to prevent imminent harm.

3. Governing Rules

Arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, or, if AAA is unavailable, a mutually agreed-upon arbitration provider. The AAA rules are available at www.adr.org. The arbitrator shall have exclusive authority to resolve all threshold arbitrability questions, including the scope and enforceability of this agreement.

4. Individual Arbitration — No Class Actions

YOU AND RISE THOUGHTS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.

5. Arbitration Process

To initiate arbitration, you must send a written Notice of Dispute to Rise Thoughts at dwanreedaffirmations@gmail.com describing your claim and the relief you seek. Rise Thoughts will have 30 days to attempt to resolve the dispute informally. If unresolved, either party may commence arbitration by filing a demand with the AAA. Arbitration may be conducted by telephone, video conference, written submission, or in-person in the county where you reside, at your option.

6. Fees and Costs

Payment of arbitration fees will be governed by AAA's Consumer Arbitration Rules. Rise Thoughts will not seek attorneys' fees in arbitration unless the arbitrator finds your claim to be frivolous. If the arbitrator rules in your favor for an amount greater than any formal settlement offer made by Rise Thoughts, Rise Thoughts will pay your reasonable attorneys' fees and costs.

7. Arbitrator's Authority

The arbitrator has the authority to award any remedy that would be available in court, including monetary damages, injunctive relief, and declaratory relief, on an individual basis. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

8. Opt-Out Right

You may opt out of this Arbitration Agreement by sending written notice to dwanreedaffirmations@gmail.com within 30 days of first creating your account. Your notice must include your full name, email address, and a clear statement that you wish to opt out of arbitration. Opting out does not affect any other terms of use.

9. Severability

If any portion of this Arbitration Agreement is found unenforceable, that portion shall be severed and the remainder of the agreement shall remain in full force and effect — except that the class action waiver in Section 4 is non-severable. If the class action waiver is found unenforceable, the entire Arbitration Agreement shall be null and void.

10. Governing Law

This Arbitration Agreement and any arbitration conducted under it shall be governed by the Federal Arbitration Act (FAA) to the fullest extent permitted by law, and secondarily by the laws of the State of Illinois, without regard to conflict-of-law provisions.

11. Changes to This Agreement

Rise Thoughts reserves the right to update this Arbitration Agreement. If we make material changes, we will notify you by email or by posting a notice in the app. Your continued use of Rise Thoughts after such notice constitutes your acceptance of the updated agreement. If you do not agree to the updated terms, you must stop using the platform.

12. Contact

For questions about this Arbitration Agreement or to submit a Notice of Dispute, contact us at: Rise Thoughts dwanreedaffirmations@gmail.com